Z59.861

✓ Billable

Financial insecurity, difficulty paying for utilities

Factors influencing health status and contact with health services (Z00-Z99)

Also Known As

Difficulty paying for electricityDifficulty paying for heatDifficulty paying for oilDifficulty paying water billUtility disconnect notice due to inability to pay

⚠️ Excludes2

direct

May be coded together if both conditions coexist

• inadequate housing utilities (Z59.12)

⚠️ Excludes2

inherited from Z59.86

Rules from parent category Z59.86: Financial insecurity

• extreme poverty (Z59.5)
• low income (Z59.6)
• material hardship, not elsewhere classified (Z59.87)

🧪 Validate Combinations

Add Z59.861 to the Excludes Checker to validate against your full code list.

Open in Checker →

Code Information

CodeZ59.861

BillableYes

ParentZ59.86

CategoryFactors influencing health status and contact with health services (Z00-Z99)

Excludes10 rule(s)

Excludes24 note(s)

Data Source

CMS ICD-10-CM 2026 Tabular List

Updated October 1, 2025 (FY2026)